Share this website with your friend!| 1. Seri Tanjung Pinang, Penang | |
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Status: Vacant
Listing Code: L009629 30 Location: Tanjung Tokong Tenure: Freehold Property Type: Bungalow Land |
| 2. Gurney Beach Resort, Penang | |
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Status: Vacant
Listing Code: R010431 Location: Gurney Tenure: Freehold Property Type: Condo |
| 3. Mayfair, Penang | |
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Status: Vacant
Listing Code: R010463 Location: Georgetown Tenure: Freehold Property Type: Super Condo |
| 4. Leader Garden, Penang | |
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Status: Vacant
Listing Code: R010270 Location: Georgetown Tenure: Freehold Property Type: 3Storey Terrace House |
| 5. Leader Garden, Penang | |
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Status: Vacant
Listing Code: R010334 Location: Tanjung Bungah Tenure: Freehold Property Type: 3Storey Terrace House |
| 6. Birch The Plaza | |
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Status: Vacant
Listing Code: R010259 Location: Georgetown Tenure: Freehold Property Type: Condo |
| 7. Mount Pleasure, Penang | |
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Listing Code: R010280
Location: Tanjung Bungah Tenure: Freehold Property Type: Condo |
| 8. Ashley Green | |
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Status: Vacant
Listing Code: R010278 Location: Glugor Tenure: Freehold Property Type: 3Storey Semi-D |
Email this to a friendIncidental Costs Of Property Purchase
Most people know that the cost of buying a property is more than the amount they pay to the real estate agent. But how much more?
Individual contracts of sale can vary and level of borrowing affects cost, but most advisers say that prospective purchasers should budget to add around five percent to the purchase price of the property for the various fees and expenses. Where does that money go?
Regulations vary from state to state and country to country but the possible costs include
· mortgage application fee
· solicitor’s conveyancing fees (plus disbursements including title searches, survey identification report, strata title report, (if needed) registration fees, inquiry and certificate fees charged by government authorities and administrative costs such as photocopying and phone calls
· stamp duty on purchase price (sliding scale)
· stamp duty on mortgage
· valuation fee (may be charged by your lender)
· mortgage insurance (may apply)
· building inspection and pest inspections
It is possible to shop around and reduce some of the costs. Some people use a Do-It-Yourself Conveyancing Kit, but of course this can be time-consuming for the novice. Don’t forget that buyers who can afford to put down a reasonable deposit will have lower interest repayments as well as possibly saving on mortgage insurance.
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